Health Insurance

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Health Insurance

Most often provide coverage for:

  • Doctors Visits
  • Prescriptions
  • Medical Testing
  • Specialized Care
  • Surgical Procedures

Although every health insurance policy is different, typically you can work with your insurance agent to create a policy that best suits your lifestyle and needs.

It is important to consider your financial situation AND the health of you and your family members when creating a health insurance policy.

Most insurance agents can offer you two types of health care coverage:

Indemnity Plans (or Fee-for services plans)

  • Cafeteria/Flexible Spending Plans
  • Indemnity Health Plans
  • Basic & Essential Health Plans
  • High Deductible Health Plans (HDHP)
  • Health Savings Accounts (HSA)

Managed Care Plans

  • Health Maintenance Organizations (HMOs)
  • Preferred Provider Organizations (PPO)
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