Health Insurance
Most often provide coverage for:
- Doctors Visits
- Prescriptions
- Medical Testing
- Specialized Care
- Surgical Procedures
Although every health insurance policy is different, typically you can work with your insurance agent to create a policy that best suits your lifestyle and needs.
It is important to consider your financial situation AND the health of you and your family members when creating a health insurance policy.
Most insurance agents can offer you two types of health care coverage:
Indemnity Plans (or Fee-for services plans)
- Cafeteria/Flexible Spending Plans
- Indemnity Health Plans
- Basic & Essential Health Plans
- High Deductible Health Plans (HDHP)
- Health Savings Accounts (HSA)
Managed Care Plans
- Health Maintenance Organizations (HMOs)
- Preferred Provider Organizations (PPO)