Health Insurance

Most often provide coverage for:

• Doctors Visits
• Prescriptions
• Medical Testing
• Specialized Care
• Surgical Procedures

Although every health insurance policy is different, typically you can work with your insurance agent to create a policy that best suits your lifestyle and needs.

It is important to consider your financial situation AND the health of you and your family members when creating a health insurance policy.

Most insurance agents can offer you two types of health care coverage:

Indemnity Plans (or Fee-for services plans)

• Cafeteria/Flexible Spending Plans
• Indemnity Health Plans
• Basic & Essential Health Plans
• High Deductible Health Plans (HDHP)
• Health Savings Accounts (HSA)

Managed Care Plans

• Health Maintenance Organizations (HMOs)
• Preferred Provider Organizations (PPO)